See your real UK take-home pay in seconds

Free calculators for salary, tax, mortgages and budgeting — built on verified HMRC 2026/27 rates, with no sign-up required.

Annual gross salary

£0

Per month

Effective rate

Want pension, student loan or Scotland rates? Open the full calculator →

Tools

Enter your gross salary and see your annual, monthly and weekly take-home pay, broken down by tax, National Insurance, pension and student loan.

For the self-employed — see your estimated Self Assessment Income Tax and Class 4 National Insurance.

A rough estimate of what you could borrow and your likely monthly repayment.

Map your monthly income against your outgoings and see where it's going.