UK Salary Calculator (2026/27)
See your estimated take-home pay after Income Tax, National Insurance, pension and student loan. Figures are based on HMRC rates for the 2026/27 tax year (6 April 2026 – 5 April 2027).
Breakdown
Income Tax by band
| Band | Taxed at this rate | Tax |
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Browse take-home pay for common salaries →
How this is calculated
Your Personal Allowance — the amount you can earn before paying Income Tax — is £12,570 for 2026/27. It reduces by £1 for every £2 you earn above £100,000, and reaches £0 at £125,140. Income Tax is charged at 20% up to £50,270, 40% up to £125,140, and 45% above that (England, Wales and Northern Ireland). National Insurance is charged at 8% between £12,570 and £50,270, and 2% above that. This calculator assumes standard tax codes and does not account for benefits-in-kind, salary sacrifice, or other personal circumstances.